Welcome to Smartwork Press!
This blog shares personal insights and tips on topics like finance, AI tools, and making money online. Please read the following policies to understand how this site operates:

1. Content Use & Disclaimer
All blog content and ebooks are for educational purposes only and reflect my personal views and experiences. I am not a licensed financial advisor or certified professional. Always do your own research before making decisions based on content here.

2. Affiliate Disclosure
Some links on this site and in my ebooks may be affiliate links. If you purchase through these links, I may earn a small commission at no additional cost to you. I only recommend tools or services I trust and believe are useful.

3. Return & Refund Policy (Ebooks)
Due to the digital nature of ebooks, all sales are final. No refunds or returns will be provided after purchase. Please review the product description carefully before buying.

4. Privacy Policy
This site may collect basic personal data like your name and email if you subscribe or leave a comment. This information is used only for communication and content delivery (e.g., newsletters) and is never sold or shared with third parties. You can unsubscribe at any time. Cookies may also be used to analyze site traffic and improve user experience.

5. Terms and Conditions
By using this website, you agree not to misuse the content, spam the site, or violate any applicable laws. You are welcome to share blog posts, but copying or reproducing the content without permission is prohibited. I reserve the right to update or remove content, comments, or policies at any time without notice.

6. Comment Policy
Constructive discussion is welcome! However, comments that are spammy, offensive, or off-topic will be removed. Let’s keep it respectful and helpful for everyone.

Contact
For any questions or concerns about this policy, please contact me at smartworkpress@gmail.com.